Get Pre-Approved

JOHN PINTO, FINANCE MANAGER
8396 Mentor Ave., Mentor, Ohio 44060
Direct Line 440-974-7201 Fax 440-527-0511
Office 440-951-9494 johnpinto@howard hanna.com
LISA KELLER, ASSISTANT FINANCE MANAGER
Direct Line 440-974-7299 Fax 440-290-2579
lisakeller@howardhanna.com

** EXPERIENCE THE HOWARD HANNA DIFFERENCE!!!**

TIPS ON EXPEDITING THE LOAN PROCESS
ITEMS NEEDED FOR LOAN APPLICATION/PRE-APPROVAL
Applicant’s name should be reflected on each piece of documentation submitted.

  1. Last 30 days paycheck stubs (Social Security, Pension, Investment Income, unemployment, etc.)
  2. W-2 Forms and Federal Tax Returns for the last two years
  3. If Independent Contractor or self-employed – last two years of Federal Income Tax Returns, personal & (Corporate if applicable) signed & dated with all schedules, Year to date Profit & Loss
  4. Name, address and phone number of all employers (2 years)
  5. Most recent bank statements for all checking & savings accounts (2 months) – all pages
  6. Asset statements covering 60-day period-all pages: investments, 401(k), IRA, profit sharing plans, etc.
  7. Residence addresses for last 2 years
  8. If you are retaining your current home, provide mortgage statement, last tax bill & insurance stmt.
  9. Addresses of all Real Estate owned (account numbers, balances and monthly payments w/name and address of lender. If rental property - copy of lease(s)
  10. Name, address and phone number of landlord(s) for the last two years (if applicable)
  11. Bankruptcy Papers (if applicable)- copy of bankruptcy discharge, list of creditors and statement of Financial Affairs.
  12. Separation Agreement and Divorce Decree with all schedules (if applicable).
  13. Proof of child support income for last 12 months (if applicable)
  14. VA Loans (if applicable) – DD214 Separation Papers and Certificate of Eligibility
  15. Social Security Benefit Letter (If applicable)
  16. Photo identification required for each applicant

**Once your Offer to Purchase is accepted and you make formal loan application, your application fee will be due**
Check for loan application fee payable to Howard Hanna Mortgage Services:
$468.00 for Conventional or $468.00 for Government loan

Information needed from Agents to expedite the loan process:

  1. Sales Contract with all addendum and disclosures
  2. Legal Description with property tax information – we cannot order the appraisal until received
  3. Let Loan Officer know if property is a Condo or PUD
Please bring the documentation requested above to your meeting with John Pinto. This will allow Howard Hanna Mortgage Services (HHMS) to process your application in a timely manner. FOR A REFINANCE YOU WILL ALSO NEED: 1. Copy of all mortgage statement(s) 2. Homeowner’s Insurance Declaration Page, and if possible provide: 1. Copy of Survey, 2. Original Title Policy Thank you for the opportunity to help with your home financing needs!